Like other Costco professionals, do you wonder:
We can help answer these questions. Schedule a complimentary meeting with us here.
We have extensive experience in helping Small Business Owners like you achieve success in your finances through:
Retirement Planning
Do you have enough money for retirement? A good retirement plan answers this question. You should have a plan that compares financial assets and retirement income to expected expenses and stress tests it against the impacts of bad investment markets, high inflation, and unexpected expenses. The results of your plan should leave you with the confidence that your retirement will be a success.
Income Planning
Once the paycheck stops, your focus shifts from accumulating assets to generating income. Understanding when to take social security benefits and which accounts to withdraw from to fund your retirement expenses is an important piece to walk through as you plan for retirement. Creating a structured system for where you will generate income is paramount -- And doing so in a tax efficient manner.
Tax Planning
Early in retirement, there is often a unique window for implementing tax planning that may reduce overall taxes paid throughout retirement. Three strategies we have seen Costco employees
utilize for a major tax advantage.
• NUA rollover
• 0% Capital Gains Tax
• Roth Conversions
Investments
Your approach to investing in retirement is different than during your
accumulation years. In retirement, your portfolio now creates your paycheck, which increases your sensitivity to market swings. Having an investment allocation that you are comfortable with and suits your retirement goals is mission critical.
Estate Planning
Estate planning is about more than just a will or trust. It's about making sure your wishes are clear, your documents are up to date, and your loved ones aren't left with a mess. Additionally, it's about planning around both state and federal estate taxes so you aren't paying more than you need to.
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P.S. Our office is 2 minutes from Costco HQ in Issaquah.